Benefits of Selling Your House for Cash: A Guide

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Selling a house can be an incredibly emotional and stressful experience. It can take months to go through the traditional process of listing, showing, negotiating, and closing – not to mention the additional expenses that come with it such as repairs, cleaning services or agent commissions.

But what if I told you there was an easier way? What if you could sell your house for cash without any of the hassle?

As someone who has been in your shoes before, I understand how overwhelming it can feel trying to navigate this process on your own. That’s why in this blog post we’ll break down exactly what selling a house for cash entails and give you everything you need to know so that when it comes time for you to make a decision about selling your home, you’ll have all the information at hand!

What is a cash offer?

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Selling a house for cash means that rather than going through the traditional process of listing your property with an agent, waiting for offers to come in and then hoping that the buyer is able to secure financing, you are selling your home directly to an individual or company who has the funds already available. This can be a great option for homeowners who want to avoid worry and hassle associated with contingencies, appraisals, inspections, repairs or other contingencies which may prevent a successful sale. Often times these buyers are investors looking to purchase properties at a lower price point where they can make necessary repairs themselves and turn around quickly for profit. One benefit of working with cash buyers is speed; since there’s no need for lender approval or financing contingencies, closings typically take place within weeks rather than months as would happen in conventional sales. Another potential upside is that the offer amount you receive on your property could still be very close to its current market value without having any of those extra costs involved (such as staging).

Steps to selling your home for cash

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Selling a house for cash can be a relatively easy and quick process, but it’s important to understand the steps involved. The first step is to determine the value of your home, which you can do by looking at recent sales of similar homes in your area or getting an appraisal. Next, you’ll need to find a cash buyer, which could be an individual investor, a real estate company that buys homes for cash or one of the many iBuyers now available online.

Once you’ve found a potential buyer, you’ll want to evaluate their offer and acquire proof of funds to ensure they have the money available to close on the purchase. It’s also important to compare their offer against the current market value of your home and any repairs that may be needed.

If you decide to move forward with selling for cash, there will typically be less paperwork involved since there won’t be contingencies related to financing or inspections. However, it’s still important to have an attorney review any contract before signing.

Finally, once both parties agree on a price and terms of sale are established without any contingencies tied up in lending processes or other issues associated with traditional sales processes; closing usually takes place within 7-14 days depending on title work completion etc., making it much faster than using traditional methods like working with realtors who often require longer timelines due diligence from lenders as well as homeowners themselves being more comfortable having contingencies set up around inspections etc beforehand rather than rushing into something quickly just because they’re worried about missing out

1. Determine home value

Determining the value of your home is a crucial first step to selling it for cash. You can start by looking at similar homes in your area that have sold recently, and use their sale price as a baseline for determining the potential value of your own property. There are also online tools available that can give you an estimate based on factors such as location, size, and condition.

Another option is to hire an appraiser or real estate agent to provide a professional valuation of your home. They will take into account features such as upgrades and repairs needed, location, market trends, and recent sales data to come up with an accurate estimate.

It’s important to remember that the value of your home may not necessarily be what you want or need out of it financially. Cash buyers often look for discounts when purchasing properties for cash since there are no contingencies or negotiations involved in the transaction. Still, by determining the true worth of your property upfront, you’ll have a better idea of what kind of offers you should expect from potential buyers.

Additionally, if any major repairs or renovations are needed before selling (which could lower the home’s value), these costs must be taken into consideration when setting a price point. Ultimately, taking time to determine the correct value range will help ensure that you receive fair compensation for your property without having unrealistic expectations about its worth in today’s market.

2. Find a cash buyer

Finding a cash buyer for your home is a critical step in the process of selling your house for cash. When it comes to finding a cash buyer, there are several options available to you. One option is to work with an individual investor or investment company that specializes in buying homes for cash. Another option is to use online services such as Offerpad, Opendoor, or iBuyers who will make you an offer on your home quickly and without contingencies.

If you’re looking for a local cash buyer or real estate agent, consider checking reviews from sellers who have worked with them before. It’s important to ensure that they have experience working with cash buyers and know how to navigate the process smoothly.

You could also contact local flippers in your area or attend real estate meetups where investors frequently congregate. These individuals might be interested in purchasing properties quickly and making some profit out of it by flipping it.

It’s always essential when evaluating potential buyers’ offers that you check their proof of funds first before proceeding further into negotiations. Once you’ve researched each option thoroughly, choose the one that makes the most sense for your situation and needs.

Remember, when selling a house for cash, speed is often key; therefore, finding a reliable all-cash buyer can help avoid contingencies generally associated with traditional sales transactions such as inspections .

3. Evaluate offers and acquire proof of funds

Once you’ve received offers from potential cash buyers, it’s important to take the time to evaluate them and acquire proof of funds. This is especially important because cash offers can sometimes come from unscrupulous individuals who may not have the necessary funds available. It’s a good idea to ask for bank statements or other proof of funds before accepting any offer.

When evaluating offers, consider not only the price but also any contingencies that might be involved. Cash buyers may try to include certain contingencies in their contracts, such as an inspection contingency or a contingency on getting financing approval. Be sure to carefully review these and negotiate if necessary.

Remember that with cash sales there are typically no financing contingencies since the buyer has already proven they have the cash on hand. This can make things move more quickly but also means you need to be attentive when reviewing contract terms.

In addition, keep in mind that some all-cash buyers are real estate flippers looking for a quick profit rather than individual investors seeking a long-term investment property. It’s worth considering whether an all-cash offer is truly better than another offer using more traditional financing methods.

Overall, taking your time and doing due diligence when evaluating cash offers will help ensure you get the best possible value for your property while avoiding any potential scams or issues down the line.

4. Compare cash offer to home value

When considering a cash offer, it’s important to compare it with the current value of your home. This will help you determine whether the price being offered is fair and reasonable. The best way to do this is by getting an appraisal from a licensed professional or by working with a real estate agent who can provide you with comparable sales data for homes in your area.

Keep in mind that a cash offer may be lower than what you would receive if you were to list your home on the market and work with traditional buyers. However, there are benefits to selling for cash that may outweigh any potential loss in profit.

One benefit is speed – cash transactions typically close much faster than traditional sales, which can take months to complete due to financing contingencies and other obstacles. Another benefit is the ability to avoid repair costs and staging expenses that come with preparing a home for sale.

It’s also worth noting that some investors or companies who make all-cash offers are willing to purchase properties as-is, meaning they’ll take care of any necessary repairs themselves after the transaction has closed.

Ultimately, comparing a cash offer against your home’s value will give you insight into whether accepting such an offer makes sense for your situation. Consider all factors involved in making such a decision and consult with experts if needed before accepting any offers.

Reasons to sell a house for cash

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Selling your house for cash offers many benefits that can make the process of selling your home much easier and faster. One of the biggest advantages is a quicker closing time, as there are no contingencies involved with financing or appraisals. This means you can close on the sale within a matter of days rather than weeks or months. Another benefit is that you don’t have to worry about making repairs or staging your home for showings since cash buyers typically purchase homes as-is. Additionally, sellers can often avoid paying costly closing fees and lower holding costs by receiving an all-cash offer from an investor.

Selling a house for cash also provides peace of mind since there’s no need to worry about whether the buyer will be approved for financing, which could potentially cause delays or even result in the deal falling through altogether. Furthermore, if you’re looking to sell quickly due to financial hardship or other personal circumstances, using a cash buyer eliminates the uncertainty and stress that come with listing your property on the market and waiting for offers to come in.

Overall, selling your house for cash makes sense if you’re looking for speed, convenience, and certainty in what is usually one of life’s most stressful transactions – selling a property.

1. Faster closing

If you’re in a situation where you need to sell your home quickly, then selling for cash is definitely the way to go. One of the major benefits of selling your house for cash is that it usually leads to a faster closing process. When you go through traditional methods, there are many steps involved that can delay the process significantly. For example, if you’re waiting on financing from a lender or dealing with contingencies within a contract, all of these things can slow down the sale and prolong the overall process. However, when working with an all-cash buyer, there’s no need to worry about any contingencies or waiting on lenders since they already have the funds available. This means that once you accept their offer and sign some paperwork, everything else typically falls into place quickly and smoothly.

Another advantage of selling your house for cash is that it’s often much easier and more convenient than going through other methods like listing with an agent or trying to find individual buyers online. With cash buyers like iBuyers or other companies who specialize in purchasing properties directly from homeowners without requiring repairs or staging efforts, the entire transaction can be completed within just a few days or weeks depending on how quickly both parties are able to agree upon terms and conditions.

Overall, if time is of importance and ease matters most then selling your home for cash could be great option especially given its speedy processing times which generally involves less complications than a traditional sales method involving realtor agents etc., as discussed above under H2 Reasons To Sell A House For Cash: 1.Faster Closing

2. No repairs or home staging

One of the biggest benefits of selling your house for cash is that you don’t have to worry about making repairs or staging your home. This means you can sell your property as-is, in its current condition. All too often, homeowners who are trying to sell their homes on the traditional market feel pressured to make costly repairs and upgrades before putting their house on the market. With a cash sale, you don’t have to deal with these expenses or spend any time preparing your home for showings.

Another great advantage of selling for cash is that it’s typically faster than going through a traditional real estate agent or listing on the open market. You can avoid all the contingencies and paperwork associated with traditional sales and close within days if needed.

Plus, when working with a cash buyer, there’s no need to worry about financing falling through or lenders requiring additional inspections or appraisals. This means fewer potential issues that could delay closing and ultimately cost you more money.

Overall, not having to worry about repairs or home staging can take a huge weight off your shoulders during an already stressful process. And if speed is important to you, selling for cash might be the better option since it usually takes less time than going through conventional channels.

3. Reduced closing fees

Another great advantage of selling your house for cash is the reduced closing fees. In traditional home sales, closing costs can add up quickly and can include fees for things like real estate agents, title searches, appraisals, and more. When you sell your house for cash, you typically avoid some of these fees since there are fewer people involved in the transaction. Additionally, many cash buyers may be willing to cover some or all of the closing costs as part of their offer.

This means that not only will you receive a faster purchase without worrying about contingencies or financing falling through but also with little worry about additional expenses at the end of the transaction. It’s always important to consider all possible options when it comes to selling your property to determine what makes sense for your situation on an individual basis. Be sure to contact local companies who buy houses for cash and compare offers before making a decision on whether this is the right option for you.

4. Smaller holding costs

Smaller holding costs is one of the most significant benefits of selling your house for cash. Holding costs include things like mortgage payments, property taxes, utilities, and insurance. These expenses can add up quickly if you’re trying to sell a house on the traditional real estate market that might sit for months with no offers.

When you’re working with a cash buyer, they’ll typically close on the property within weeks rather than months. This means that your holding costs will be significantly lower since you won’t have to carry them for as long.

Additionally, when you sell your home through traditional channels, you may need to make repairs or upgrades before listing it with an agent. This can add thousands of dollars in additional expenses before even receiving an offer from potential buyers.

With a cash home sale, however, companies like iBuyers often purchase homes as-is without requiring any repairs or staging. This means less money out of pocket for homeowners looking to sell their property quickly and efficiently.

Overall, choosing to sell your house for cash can save you both time and money in comparison to selling through traditional methods. It’s important to consider all of your options and make an informed decision based on your specific situation and needs as a homeowner.

5. Peace of mind

Selling your house for cash can provide peace of mind in several ways. Firstly, you won’t have to worry about any contingencies with financing or the sale falling through due to a low appraisal. Cash buyers typically don’t require an inspection or appraisal, so you can avoid any potential issues that may arise from these processes. Additionally, selling for cash means you can usually close much faster than if you were working with traditional buyers and their lenders or using iBuyer services such as Opendoor, Offerpad, or Zillow Offers. This speed allows you to quickly move on to your next home or financial venture without worrying about the complications and timelines involved in a conventional real estate transaction.

Another benefit is that when selling for cash, there’s usually little need for repairs or staging since the buyer is often looking for properties they can fix up and resell at a profit. This means less worry and work for homeowners who might not have the time or resources to make their home market-ready. Plus, since there are no agents involved in the process (unless you choose to use one), you’ll receive all-cash offers without having to pay commission fees that would otherwise eat into your profits.

It’s important to note that although a cash offer may be lower than what you might receive on the open market with traditional financing options considered – this option still makes sense depending on your situation – especially if it provides peace of mind along with speedy closure!

6. Interest rate immunity

One of the benefits of selling your house for cash is that you can enjoy interest rate immunity. When you sell your home, you don’t have to worry about finding a buyer who can secure financing or getting stuck in a situation where the buyer’s mortgage falls through. This means you don’t have to wait around for the buyer to go through weeks or months of underwriting, inspections, appraisals, and other contingencies that could delay closing.

Selling your house for cash eliminates this risk and allows for a much quicker transaction overall. You won’t be relying on lenders with different requirements and regulations that could create additional delays or cause unforeseen issues. Instead, when selling your home for cash, you will be working with one individual or company who has already secured funds and is ready to purchase your property.

This also means that there are fewer people involved in the transaction overall which makes it easier and faster since there isn’t as much paperwork or negotiation required. This added speed can allow you to avoid costly repairs to get properties up-to-market standards so sellers receive an amount typically lower than listing with agents would provide but often better value considering everything included (like commission costs).

7. Flexibility

Flexibility is one of the biggest benefits of selling your house for cash. When you sell your property traditionally, there are a lot of hoops to jump through and contingencies to satisfy. However, when you sell for cash, those contingencies disappear, which gives you more flexibility. You can choose your closing date or timeframe without worrying about financing contingencies or other potential delays that could hold up the sale.

In addition to increased flexibility in closing dates, you’ll also have more leeway with negotiations on price and repairs. Cash buyers are often looking for properties they can flip quickly for a profit, so they may be more willing to work with sellers on price and repairs than traditional buyers who need to secure financing.

This flexibility is particularly useful if you need money fast or if the property has been on the market for an extended period without any offers from traditional buyers. An all-cash offer means that you won’t need to worry about appraisal issues or lender approvals slowing down the process.

Ultimately, selling your home for cash enables you as a seller to have greater control over how things go down; it eliminates some uncertainty associated with traditional sales where lenders might ultimately reject a buyer’s loan application after many months in escrow due diligence review.

What’s the process to sell a house for cash?

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Selling a house for cash has become an increasingly popular option for homeowners who want to avoid the lengthy and often complicated process of selling through traditional means. The process typically involves finding a buyer, negotiating the offer, completing any necessary inspections or repairs, and going through closing. However, with a cash sale, many of these steps can be skipped or simplified.

The first step in the process is determining whether selling your home for cash is the right option for you. If you need to sell quickly or have little equity in your property, this may be a good choice. Next, you’ll need to find a buyer who is willing to pay cash for your home. This could include individual investors or companies that specialize in buying homes for cash.

Once you’ve found a potential buyer, it’s important to evaluate their offer and make sure they have proof of funds to purchase your home without financing contingencies or lender approval needed. You should also compare their offer against the current market value of your property to ensure that you receive a fair price.

If you decide to move forward with the sale, there will still be some paperwork involved but it typically takes less time than a traditional real estate transaction since there are fewer parties involved (no lenders) . You’ll likely work with an attorney or title company on closing arrangements and transferring ownership over after inspections are done accurately.

Overall though always consider all potential options when considering how best sell my house fast , depending on what fits most comfortably within one’s unique situation in life..

Cash home sale vs. traditional home sale

When it comes to selling your home, you have a few different options. One of the most common ways is through a traditional home sale with the help of a real estate agent. However, there’s also the option to sell for cash.

There are some key differences between these two types of sales. In a traditional home sale, you work with an agent who lists your property on the market and helps find potential buyers. Buyers may make offers that are contingent upon financing or other contingencies.

In contrast, when you sell your house for cash, you bypass many of those steps and work directly with investors or companies that specialize in buying properties quickly without needing financing contingencies. The biggest benefit of selling for cash is speed—you can close much faster than with a traditional sale.

One downside to consider is that since companies typically aim to turn a profit on their purchases, they may offer less money than what you’d get on the open market by listing through an agent. Additionally, you won’t have an experienced real estate professional working on your behalf throughout the process.

Ultimately whether or not selling for cash makes sense depends largely on your individual situation and needs as well as how quickly you need to move out of your current property.

Steps to complete a cash home sale

Selling your home for cash is a different process than using a traditional real estate agent. It’s important to know the steps involved and what to expect throughout the transaction.

First, determine the value of your home through an appraisal or by researching comparable properties in your area. Next, find a reputable cash buyer who is willing to purchase your property without contingencies or repairs.

Once you have found a potential buyer, evaluate their offer and acquire proof of funds to ensure they have enough money to close the deal. Compare their offer with the current market value of your home before accepting.

If you accept an offer, there will be less paperwork involved since there won’t be any financing or lender requirements. The transaction can typically close within weeks rather than months as long as there are no complications.

It’s important to note that although selling for cash may mean getting less money for your property, it also means avoiding costly repairs and staging fees as well as reducing holding costs like mortgage payments and utilities while waiting for a traditional sale.

Overall, completing a cash home sale involves finding the right buyer who can provide quick payment without requiring any additional contingencies or repairs. If you’re looking to sell quickly without worrying about financing or inspections, this option might be ideal for you!

Who buys houses for cash?

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One of the main reasons people choose to sell their home for cash is to avoid working with traditional buyers who often require financing. Instead, cash buyers are typically investors looking to purchase properties quickly without contingencies or repairs. These investors may be individual flippers, real estate companies that specialize in all-cash transactions, or online iBuyers like Opendoor and Offerpad. When considering selling your house for cash, it’s important to do your due diligence and research potential buyers. Look at reviews and check their proof of funds to ensure they have the money available to purchase your property. You can also work with a local realtor who specializes in these types of sales or contact companies directly for more information on their purchasing process. Remember that while selling for cash may mean a lower sale price than listing traditionally with an agent, it also means a faster closing timeline and fewer contingencies involved in the transaction – which could ultimately be worth it depending on your situation.


Investors are a common option for those looking to sell their home quickly and efficiently. These investors typically fall into two categories: flippers or buy-and-hold investors. Flippers purchase homes with the intention of making repairs and renovations before reselling them at a higher price. Buy-and-hold investors, on the other hand, purchase properties with the intention of holding onto them as rental properties.

Working with an investor can be beneficial for homeowners who need to sell quickly or have a property that is in disrepair. Investors often offer all-cash offers, which means there is no need to wait for financing approval or worry about contingencies falling through. They also typically purchase homes as-is, so there’s no need to make costly repairs or stage your home.

However, it’s important to note that working with an investor may mean accepting a lower price than what you would receive on the open market. Additionally, some investors may try to negotiate hard and pressure you into accepting their offer quickly without giving you enough time for considerations.

When considering working with an investor, it’s important to do your research and find reputable companies or individuals with positive reviews and experiences dealing in cash home sales transactions. It could be worth reaching out multiple companies before deciding which one best aligns with your goals in selling your house for cash.

How common are cash offers?

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Cash offers are becoming increasingly common in the real estate market. While traditional home sales still make up a large portion of transactions, cash offers are on the rise. According to a recent study, all-cash purchases accounted for nearly 30% of all U.S. home sales in 2020. This is due in part to the growing popularity of iBuyers and other companies that specialize in buying homes for cash.

Cash buyers can often close on a sale more quickly than those who need financing, making them an attractive option for sellers looking for a fast transaction. Plus, without the need for lender approval or appraisals, there are fewer contingencies involved which can mean greater peace of mind throughout the process.

While cash buyers typically aim to purchase properties below market value so they can turn around and sell them at a profit, this doesn’t always mean you’ll receive less money from your home sale. In certain situations where repairs or upgrades would be required before listing traditionally with an agent, selling directly to a buyer could actually net you more money since you’re avoiding those expenses.

Ultimately it’s up to individual homeowners to determine whether getting an offer from an all-cash buyer is worth considering based on their unique situation and needs. It’s important to keep in mind that while cash offers can provide benefits like speed and convenience, they may not always be the best option depending on factors like current market conditions and property condition.

What are the downsides of selling for cash?

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While there are numerous benefits to selling your house for cash, it is crucial to acknowledge the potential downsides. One possible downside of selling for cash is that you might not receive the same amount of money as you would with a traditional sale. Cash buyers often purchase homes at lower prices than they are worth, which means that you may not get as much money as you would if you sold your home on the open market.

Another downside of selling for cash is that you might have limited options when it comes to choosing a buyer. Typically, all-cash buyers are investors or companies who want to purchase your property quickly and without contingencies. This means that you may not have as many potential buyers to choose from compared to listing through an agent or using online services like Offerpad or Opendoor.

However, this lack of contingencies also means that there will be less paperwork involved and fewer things that could potentially fall through during the transaction process. You don’t have to worry about financing falling apart at the last minute since most cash buyers already have proof funds in place before making an offer.

It’s important to consider all factors involved in selling your home for cash before making any decisions. While it could be a great option if speed and convenience are top priorities, it might not be the right choice for everyone depending on their situation and needs.

How much do cash house buyers pay?

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When it comes to the amount that cash house buyers pay, it can vary quite a bit depending on several factors. One of the biggest factors is the current market value of your home. If you’re in a hot seller’s market, then you may be able to get more money for your property than if you’re selling in a buyer’s market.

Another factor is the condition of your home. If there are significant repairs or updates needed, then cash buyers may offer less money since they’ll have to invest more into fixing up the property themselves.

Additionally, the location of your home and its proximity to desirable amenities can also impact how much cash buyers are willing to pay. Homes in highly sought-after neighborhoods or near popular attractions may receive higher offers than homes located further away from these areas.

It’s important to keep in mind that while selling for cash can often lead to a quicker sale and less hassle overall, sellers might not always get top dollar for their property compared to going through traditional sales methods with an agent or listing online. However, some homeowners find that getting out of their mortgage faster and avoiding commission fees makes up for any lower offers they might receive from cash buyers.

Ultimately, determining how much cash house buyers will pay involves considering multiple factors unique to each individual situation. It’s essential to work with reputable companies or investors who provide fair offers based on accurate appraisals and inspections so that homeowners don’t leave money on the table during negotiations.

How long does it take for a cash buyer to close?

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One of the biggest advantages of selling your house for cash is the speed at which a sale can be completed. This is especially true when compared to traditional home sales, which can take weeks or even months to close.

Typically, a cash buyer can close on a property much faster than someone who needs financing. In fact, it’s not uncommon for all-cash transactions to close within just a few days.

The exact timeline will depend on various factors such as the complexity of the transaction and whether there are any issues with title or inspection that need to be resolved. However, in general, if you’re looking to sell your house quickly and without any contingencies, then selling for cash might be your best option.

It’s important to note that while some iBuyers like Opendoor and Offerpad offer fast closings (within 10-14 days), other companies may take longer depending on their processes and procedures. As always, it’s essential to do your research when considering working with any individual or company buying homes for cash.

Ultimately, if speed is a top priority for you in selling your home, then exploring all-cash offers from reputable buyers could be an excellent option.


photo 1606238630091 1564f645695a?crop=entropy&cs=tinysrgb&fit=max&fm=jpg&ixid=MnwzOTI5NTR8MHwxfHNlYXJjaHwxfHxGQVFzfGVufDB8MHx8fDE2ODI1MjgzNDY&ixlib=rb 4.0- Benefits of Selling Your House for Cash: A Guide

FAQs are a great way to address any questions or concerns that potential sellers may have when considering selling their home for cash. Some common questions include: “How long does it take for a cash buyer to close?”, “What are the downsides of selling for cash?”, and “How much do cash house buyers pay?”.

As far as the timeline for closing, it varies with each individual transaction but typically takes around 7-14 days. This is much faster than traditional home sales, which can take months to close. One downside of selling for cash is that you might receive a lower offer compared to what you could get on the open market. However, this might not always be the case since companies buying homes for all-cash are in business to make a profit and they will typically provide you with an offer that makes sense based on current market value.

Another question potential sellers ask is how much these companies actually pay for houses. The amount paid by cash buyers depends on several factors including location, property condition, repairs needed, and current market trends among others. Typically though, all-cash offers range from 50% – 80% of the actual market value depending on how fast someone wants/needs to sell their property.

A big advantage of receiving all-cash offers is there’s no need to worry about contingencies like appraisals or inspections which tend to filter through often in conventional home sale transactions requiring financing where lenders also require inspections etc., leading up-to closing delays (or even renegotiations), so deals falling apart isn’t uncommon after weeks/months of waiting around without anything getting done.

Overall there are multiple benefits associated with selling your house quickly without contingencies although this option may not be suitable or attractive everyone – especially those who feel they have enough time and money resources available at hand already because it involves some degree of risk-taking as well!

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No Obligation Cash Offer

Better House Buyers

Better House Buyers is a company that purchases rehabs with the intent to sell at a profit. Offers are made to sellers based on market value and the repairs needed. We will do everything possible to give our sellers the highest possible offer. We work fast and diligently to bring value to our clients. When submitting a webform users agree to be contacted at the number provided. Users understand these calls or texts may use computer-assisted dialing or pre-recorded messages.